While financial advisers cite many reasons for rising consumer debt, the fact is that it’s a reality for most Americans, regardless of financial status. According to one study, a whopping 41% of Americans with credit card debt admit that “spending more than I can afford on unnecessary purchases” is a significant contributing factor.
Clothing can definitely be considered part of that. If you’re committed to maintaining a wardrobe of up-to-date, designer clothing but also want to be financially responsible, the Penny Pincher Boutique is the place for you.
The Importance of a Well-Curated Wardrobe
Perhaps you don’t see quality clothing as an “unnecessary purchase.” In fact, the phrase “dress to impress” points to a highly significant aspect of the way a person comes across to others: clothing makes an impact. As one leading executive put it, “Clothes, accessories and even the footwear an employee chooses to wear help to reinforce or diminish his skills and qualities in the eyes of his employer, co-workers and clients.”
Clothing may well be one of the areas in which it truly takes money to make money; however, it’s not just about financial gain, either. Image impacts so much of life.
And while image may not really be everything, it is definitely something worth careful consideration — especially in our increasingly visually oriented world. In fact, among adolescents, this concept begins to emerge: “Society recognizes the role of clothing as a communicator of information during social interaction and as an aid in the establishment of self-identity.”
The Significance of Budgeting Expenditures
Whether you categorically record each nickel or simply make sure your outflow doesn’t exceed your income, budgeting your money is important; without a budget of some sort, we’re all liable to overspend on unimportant things, leaving little or nothing to focus on what’s most important to us. This isn’t about someone else telling you what to do with your money; it’s about you telling your money what you want.
Truth be told, we all have limited finances to some degree. By budgeting the funds available to you, you’ll better be able to plan for the future as well as afford the things you really want, here and now.
The Role of Consignment Clothing Retailers
We all probably realize that buying previously used items can help us save money. But often what we find at consignment retailers is sub-par. The Penny Pincher Boutique is different: we allow you to marry your desire for a well-curated wardrobe with your goal of maximizing your money. Carrying only designer labels and committed to authenticity and high standards of quality, the Penny Pincher Boutique offers an affordable luxury clothing option we think you’re going to love!
Penny Pincher Boutique
We’re Westchester’s luxury consignment shop offering women’s designer clothing, jewelry, shoes, handbags and much more. Visit our shop at 184 Harris Road in Bedford Hills, New York or visit us online at www.pennypincherboutique.com. You can also find a selection of our items on sale on eBay. We ship throughout the United States.