Perhaps you doubt your ability to purchase an in-ground pool. Yes, it is a luxury item. However, the majority of Americans don’t live on a subsistence level, so for most of us, “being able to afford” something is frequently just a matter of what luxury products we decide to buy and how carefully we budget the money we do have for things other than the necessities. As the saying goes, we all want to get “the most for our money.” And none of us wants to reflect on our financial decisions ten years from now and wish we had made a different one.
So let’s look at some extras that many Americans choose to pay for when they might be investing that money in a pool instead – a financial decision that will often result in higher home values, health advantages, and – perhaps most importantly – happy times spent with those they love.
Reduce Screen Time
Why not have it both ways, even though “quality time” is supposedly preferable to “quantity time”? We’re confident that you won’t miss staring at a heartless screen when you’re splashing and conversing with loved ones in and around your swimming pool. Additionally, the majority of Americans pay a price for this screen time.
Many Americans spend up to $150 a month on their cell phone service and an additional $120 per month on cable TV; with inflation now, those fees are on the rise. But fear not – you can still reduce expenses without giving up all contemporary luxuries. For instance, you can switch from your current expensive cell phone plan to one that is more affordable. Or, instead of paying over $100 for cable, try a streaming service for $10 to $25 a month.
Did you know that the average American household spends more than $3,000 annually on dining out? Additionally, the average cost of a Disney or cruise vacation is $175 per person, per day. An average family of four would spend $7,000 on a 10-day vacation! Of course, the same sum would provide you access to the pool for a lot more than just 10 days. We frequently like the concept of relaxing somewhere other than our houses, but if your home has an in-ground pool in the backyard, you won’t need to leave.
Reassess Your Outdoor Activities
Many Americans devote a lot of work to maintaining their lawns, keeping them well-kept, and improving their curb appeal. But for what purpose? At what price, too? You might actually enjoy gardening or the occasional weekend landscaping project. However, if you can’t simply unwind in your own personal paradise in your beautifully landscaped yard, what’s the point? Additionally, is it really worth it to spend upwards of $2,000 on a lawnmower rather than putting that money toward your “pool construction fund” for a pool that you can use and enjoy while also reducing the amount of grass you have to mow?
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Since 1979 Lyon Financial has made the backyard resort dream come true for over 400,000 families across the U.S. Through our solid relationships with more than 3,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions. For more information, visit lyonfinancial.net or call (877) 754-5966 today.